How to Show Paytm Donations on Your Live Stream (2026)

Why Paytm Still Matters for Streamers

While PhonePe and GPay dominate UPI market share, Paytm remains a significant player in India's digital payments ecosystem. Paytm has over 300 million registered users, and a notable portion of your viewers likely have an active Paytm account.

What makes Paytm unique for streamers:

• Dual payment system — Supports both Paytm Wallet and UPI, giving viewers more options
• Paytm for Business — One of the easiest business account setups for streamers
• Wide QR code adoption — Paytm QR codes are everywhere in India, so users are very familiar with scanning them
• Paytm Postpaid — Some viewers can donate using Paytm's buy-now-pay-later feature

By supporting Paytm alongside GPay and PhonePe, you ensure that every viewer in your audience can donate regardless of their preferred payment app.

Paytm Wallet vs Paytm UPI: What's the Difference?

Paytm operates two distinct payment methods, and it's important to understand both:

Recommendation: Encourage viewers to use Paytm UPI for donations. It's free, goes directly to your bank, and has higher limits. However, Stream Alert detects both Wallet and UPI payments, so you're covered either way.

Paytm Business Account for Streamers

Paytm for Business (also known as Paytm Business) is a separate app designed for merchants. It's one of the most popular business payment solutions in India and has several advantages for streamers:

• Easy registration — Sign up with just your PAN card and bank details
• Branded QR code — Get a QR code with your stream/channel name
• Higher transaction limits — Designed for merchant-level volumes
• Daily settlement — Money settles to your bank account daily
• No bank freeze risk — Business accounts are designed for receiving many payments
• Tax-friendly — Comes with basic reporting features for GST compliance

Stream Alert fully supports Paytm Business notifications. When someone pays your Paytm Business QR or UPI ID, the donation alert appears on your stream.

Step 1: Set Up Paytm for Receiving Donations

For Personal Paytm

1. Open the Paytm app
2. Ensure your bank account is linked for UPI payments
3. Find your Paytm UPI ID (Profile → Payment Settings → UPI IDs)
4. It typically looks like yourphone@paytm
5. Make sure notifications are fully enabled for Paytm

For Paytm Business

1. Download "Paytm for Business" from the Play Store
2. Register with your mobile number, PAN card, and bank details
3. Enter your business name (you can use your stream/channel name)
4. Verification usually completes within 24-48 hours
5. Once approved, you'll get a business QR code and UPI ID

See the detailed Paytm Business setup section below for a step-by-step walkthrough.

Step 2: Install Stream Alert

1. Open the Play Store on your Android phone
2. Search for "Stream Alert" or visit the Play Store listing
3. Install and open the app
4. Complete the initial setup wizard

Step 3: Configure Notification Access

1. Open Stream Alert → Settings → Notification Access
2. Enable notification access for Stream Alert in Android settings
3. Return to Stream Alert

What this does: Allows Stream Alert to read Paytm payment notification text. It cannot access your Paytm account, balance, or personal data.

Step 4: Enable Paytm in Stream Alert

1. Go to Stream Alert → Settings → UPI Apps
2. Enable "Paytm" for personal Paytm notifications
3. If using Paytm Business, also enable "Paytm for Business"
4. Optionally enable GPay and PhonePe for maximum coverage
5. Copy your alert URL from the dashboard
6. Send it to your PC

Step 5: Add to OBS and Position

1. Open OBS Studio on your PC
2. Click + in Sources → Browser
3. Name it "Paytm Donation Alerts" (or "UPI Donation Alerts" if using multiple apps)
4. Paste your Stream Alert URL
5. Width: 800, Height: 600
6. Enable "Control audio via OBS" and "Refresh browser when scene becomes active"
7. Click OK and position the source on your canvas

For complete OBS configuration details, see our OBS UPI Donation Alerts guide.

Step 6: Test with Real Payments

1. Use the "Test Alert" button in Stream Alert first
2. Then ask a friend to send ₹1 via Paytm (either Wallet or UPI)
3. Watch OBS — the donation alert should appear within seconds
4. Verify the donor name and amount are correct
5. If you have both personal Paytm and Paytm Business, test both

Testing both payment types: Ask your friend to send one payment via Paytm Wallet and another via Paytm UPI. Both should trigger alerts. This confirms complete coverage.

Setting Up Paytm Business Account: Step-by-Step

If you're receiving more than 30-50 donations per stream, or if you want the safety and professionalism of a business account, here's how to set up Paytm for Business:

Registration Process

1. Download "Paytm for Business" from the Play Store
2. Open the app and tap "Register Now"
3. Enter your mobile number and verify with OTP
4. Enter your business details:
   • Business Name: Use your stream/channel name
   • Business Category: Select "Entertainment" or "Media & Entertainment"
   • Business Type: "Individual/Proprietorship" (for solo streamers)
5. Enter your PAN card number
6. Enter your bank account details (where you want donations deposited)
7. Upload a photo of your PAN card
8. Submit and wait for verification (usually 24-48 hours)

After Approval

1. You'll receive a business QR code in the Paytm Business app
2. Your business UPI ID will be created (e.g., yourbusiness@paytm)
3. Enable notifications for the Paytm Business app
4. In Stream Alert, enable "Paytm for Business" in UPI Apps settings
5. All payments to your business QR/UPI will now trigger on-screen alerts

Tips for registration:

• Use your real PAN card details — Paytm verifies them against the IT database
• Your business name can be your stream name (e.g., "GamerRaj Live")
• Use a savings or current bank account — both work
• Keep the PAN card photo clear and readable

Optimization Tips

1. Display Your Paytm QR on Stream

Paytm users are very familiar with scanning QR codes. Add your Paytm QR code as an image source in OBS. Keep it small and in a corner — viewers can scan it from another device or screenshot it for later.

2. Share Multiple Payment Options

Your UPI ID works across all UPI apps, not just Paytm. Share it as "Pay via UPI" rather than "Pay via Paytm" so viewers using GPay or PhonePe know they can also send money to the same ID.

3. Disable Battery Optimization

Critical for Paytm notifications to arrive on time:

• Settings → Apps → Paytm → Battery → Unrestricted
• Settings → Apps → Paytm for Business → Battery → Unrestricted
• Settings → Apps → Stream Alert → Battery → Unrestricted

4. Enable All Paytm Notifications

Go to Android Settings → Apps → Paytm → Notifications and enable everything. Within the Paytm app, go to Settings → Notifications and ensure payment notifications are on.

5. Use Paytm Business for Tax Compliance

If you earn significant income from streaming, Paytm Business provides transaction summaries that make tax filing easier. You get monthly reports of all payments received, which can be useful for ITR filing.

Troubleshooting

Paytm Wallet Payments Not Detected

• Ensure Paytm is selected in Stream Alert UPI Apps settings
• Verify Paytm notifications are enabled in both Android settings and within the Paytm app
• Paytm Wallet notifications have a different format than UPI — make sure Stream Alert is updated
• Test with a real Wallet payment (not just UPI)

Paytm Business Alerts Not Working

• Enable "Paytm for Business" (not just "Paytm") in Stream Alert settings
• The Paytm Business app sends separate notifications from the personal Paytm app
• Make sure the Paytm Business app has notification permissions enabled
• Disable battery optimization for the Paytm Business app

Duplicate Alerts

If you have both personal Paytm and Paytm Business linked to the same bank account, you might occasionally get duplicate notifications. To fix this:

• Use only one Paytm app for receiving donations (preferably Paytm Business)
• In Stream Alert, enable only the Paytm app you use for donations
• Stream Alert has built-in deduplication to handle most cases

Paytm Notifications Delayed on Xiaomi/MIUI

• MIUI aggressively optimizes background apps — add both Paytm and Stream Alert to autostart
• Settings → Apps → Manage Apps → Paytm → Autostart → Enable
• Lock both apps in the recent apps view
• Disable MIUI battery optimization for both apps

Frequently Asked Questions

Do viewers need Paytm to donate to me?

No. If you share your Paytm UPI ID, viewers can send money from any UPI app — GPay, PhonePe, BHIM, or any other. UPI is interoperable. The viewer's choice of app doesn't matter. The notification comes to your Paytm app because your UPI ID is registered with Paytm.

Is Paytm Wallet safe for receiving donations?

Yes, but with limits. Non-KYC Paytm accounts have a monthly wallet limit of ₹10,000. For streaming, UPI is better since it goes directly to your bank with no limits. We recommend encouraging UPI payments over Wallet payments.

Should I use Paytm Personal or Business for streaming?

Start with Personal if you're just beginning. Switch to Business when you regularly receive more than 30-50 donations per stream. Paytm Business gives you higher limits, a professional QR code, and protection from bank flags.

Does Paytm Business charge any fees?

As of 2026, Paytm Business charges zero fees on UPI payments. There may be a small fee (1-2%) on wallet-to-wallet transfers or credit card payments, but standard UPI donations are free.

Can I use all three apps (GPay, PhonePe, Paytm) at the same time?

Yes! Stream Alert supports monitoring all three simultaneously. Enable all of them in the settings, share a single UPI ID, and every donation will trigger an on-screen alert regardless of which app the viewer uses.

Do I need GST for Paytm Business?

GST is not required for Paytm Business registration if your annual turnover is below ₹20 lakhs (₹10 lakhs for some states). You can register as an "Individual/Proprietorship" without GST. If your streaming income grows beyond the threshold, consult a CA about GST registration.