How to Show PhonePe Donations on Your Live Stream (2026)

Why PhonePe Matters for Indian Streamers

If you're an Indian streamer accepting UPI donations, supporting PhonePe is not optional — it's essential. PhonePe is the most popular UPI app in India, processing nearly half of all UPI transactions in the country.

When you share your UPI ID during a live stream, a significant percentage of your viewers will use PhonePe to send you money. If your donation alert system doesn't support PhonePe, you're missing alerts for potentially 40-50% of your donations.

Stream Alert fully supports PhonePe — both personal and business accounts. Every PhonePe payment you receive triggers an instant on-screen alert on your stream.

PhonePe Market Share and Why It Matters

Here's a look at UPI market share in India as of early 2026:

With PhonePe commanding nearly half of all UPI transactions, it's likely that a large number of your donation-sending viewers use PhonePe. Stream Alert's support ensures you never miss a PhonePe donation alert.

How Stream Alert Parses PhonePe Notifications

When someone sends you money via PhonePe, the app creates a notification on your Android phone. A typical PhonePe payment notification looks like:

Stream Alert's notification parser extracts:

• Amount: ₹200
• Donor name: Priya Singh
• Payment source: PhonePe

This data is instantly converted into a beautiful on-screen donation alert that appears on your live stream via the OBS browser source. The entire process takes 1-3 seconds.

Stream Alert handles various PhonePe notification formats, including:

• Standard UPI payments
• PhonePe Wallet transfers
• PhonePe Business account payments
• QR code payments

Step 1: Ensure PhonePe is Set Up Correctly

Before configuring Stream Alert, make sure PhonePe is properly set up on your phone:

1. Open PhonePe and ensure your bank account is linked
2. Note your PhonePe UPI ID (find it in the app: Profile → UPI IDs)
3. It typically looks like yourphone@ybl or yourname@ibl

Enable PhonePe Notifications

Critical: PhonePe notifications must be enabled for Stream Alert to work.

1. Go to Android Settings → Apps → PhonePe → Notifications
2. Turn on all notification categories
3. Especially ensure "Transaction" or "Payment" notifications are ON
4. Also check: PhonePe app → Profile → Settings → Notifications → Enable all

Step 2: Install Stream Alert

1. Open the Google Play Store
2. Search for "Stream Alert" or visit the Play Store link
3. Install and open the app
4. Follow the setup wizard

Step 3: Grant Notification Access

1. In Stream Alert, go to Settings → Notification Access
2. Tap to open Android's Notification Access settings
3. Find "Stream Alert" and toggle it ON
4. Confirm the permission when prompted

What this permission does: Allows Stream Alert to read the text of notifications. It only monitors PhonePe payment notifications (and any other UPI apps you select). It cannot access your PhonePe account, balance, or any other personal data.

Step 4: Enable PhonePe in Stream Alert

1. In Stream Alert, go to Settings → UPI Apps
2. Toggle ON "PhonePe"
3. If you use PhonePe Business, also enable that option
4. You can enable other UPI apps (GPay, Paytm) simultaneously
5. Go to the dashboard and copy your unique alert URL
6. Send the URL to your PC

Step 5: Add to OBS as Browser Source

1. Open OBS Studio on your PC
2. In Sources, click + → Browser
3. Name it "PhonePe Donation Alerts"
4. Paste your Stream Alert URL
5. Set Width: 800, Height: 600
6. Enable "Control audio via OBS" and "Refresh browser when scene becomes active"
7. Click OK
8. Position the source where you want alerts to appear

For a detailed OBS setup walkthrough, see our OBS UPI Donation Alerts guide.

Step 6: Test and Verify

1. Tap "Test Alert" in Stream Alert — verify it shows in OBS
2. Ask a friend to send ₹1 via PhonePe to your UPI ID
3. Watch the OBS preview for the donation alert
4. Verify the name and amount are correctly displayed
5. Test TTS audio if enabled

Pro tip: Test with PhonePe specifically (not just the test button) to confirm PhonePe's notification format is being parsed correctly on your device.

PhonePe Business for Streamers

PhonePe offers a separate app called PhonePe Business (formerly PhonePe for Merchants) designed for receiving high volumes of payments. Here's why you might consider it:

When to switch: If you receive more than 30-50 donations per stream, or more than 50 transactions per day, consider switching to PhonePe Business. It's free to register and provides better protection for high-volume transaction activity.

PhonePe Notification Parsing Deep Dive

Stream Alert uses intelligent notification parsing to extract donation information from PhonePe notifications. Here are the common notification formats it handles:

In each case, Stream Alert extracts the amount and sender's name. The parsing is regularly updated to handle new notification formats as PhonePe updates their app.

Edge case handling: If PhonePe sends a grouped notification (e.g., "You have 3 new transactions"), Stream Alert handles each individual notification that preceded it. Make sure notification grouping isn't overly aggressive in your phone's settings.

Optimizing PhonePe for Streaming

1. Disable Battery Optimization

For both PhonePe and Stream Alert:

• Android Settings → Apps → PhonePe → Battery → Unrestricted
• Android Settings → Apps → Stream Alert → Battery → Unrestricted

2. Keep PhonePe Updated

PhonePe occasionally changes their notification format. Keep the app updated so Stream Alert's parser works with the latest version.

3. Use a Separate QR Code for Stream Donations

Generate a QR code for your PhonePe UPI ID and display it on your stream overlay. Viewers can scan it from their phone to send money instantly. You can generate a UPI QR code from the PhonePe app (Profile → QR Code).

4. Brand-Specific OBS Tips

• Xiaomi/MIUI: Enable autostart, disable MIUI optimizations, add to locked apps
• Realme/ColorOS: Add to power-saving whitelist, enable autostart
• Samsung/OneUI: Add to "Never sleeping apps" in Battery settings
• Oppo: Enable autostart, disable battery optimization

5. Set a Minimum Alert Threshold

In Stream Alert settings, you can set a minimum amount for donations to trigger on-screen alerts. Set it to ₹10 or ₹20 to avoid tiny test payments cluttering your stream.

Troubleshooting PhonePe-Specific Issues

PhonePe Donations Not Triggering Alerts

• Verify PhonePe is enabled in Stream Alert → Settings → UPI Apps
• Check PhonePe notifications are ON: Android Settings → Apps → PhonePe → Notifications
• Also check within the PhonePe app: Settings → Notifications
• Make sure DND (Do Not Disturb) is off
• Restart Stream Alert and test again

Donor Name Shows as UPI ID Instead of Name

Sometimes PhonePe notifications show the sender's UPI ID (like "rahul123@ybl") instead of their real name. This happens when:

• The sender isn't in your PhonePe contacts
• PhonePe's notification format uses the UPI ID
• Stream Alert will display whatever name PhonePe provides in the notification

Delayed Notifications from PhonePe

• Disable battery optimization for PhonePe
• On MIUI: Disable "Battery Saver" for PhonePe in app settings
• Ensure PhonePe has background data access enabled
• Keep your phone connected to a stable Wi-Fi or mobile data connection

PhonePe Wallet Payments Not Detected

PhonePe Wallet payments (not UPI) may have a different notification format. Stream Alert supports PhonePe Wallet notifications, but ensure you have the latest version of Stream Alert installed. If issues persist, report through the app's feedback.

Frequently Asked Questions

Can Stream Alert access my PhonePe account?

No. Stream Alert only reads the text of PhonePe notifications. It cannot log into your PhonePe account, view your balance, initiate transactions, or access any data within the PhonePe app.

What if someone sends money through PhonePe to my bank (not UPI)?

Stream Alert detects payments based on PhonePe notifications. If PhonePe sends a notification for the payment (which it usually does), the alert will trigger. The detection is based on the notification, not the payment method.

Can I use PhonePe and GPay simultaneously for donations?

Yes! Stream Alert monitors multiple UPI apps simultaneously. Enable both PhonePe and GPay (and Paytm too) in the settings. When a viewer sends money through any of them, the alert triggers. You share a single UPI ID — the viewer's choice of UPI app doesn't matter.

Do viewers need to use PhonePe to donate?

No. Viewers can use any UPI app to send money to your UPI ID. Even if your UPI ID is from PhonePe (ending in @ybl), a viewer can send money from GPay, Paytm, or any UPI app. The alert is triggered by the notification on YOUR phone from YOUR UPI app, not the sender's.

Is PhonePe safe for receiving stream donations?

Yes, for normal volumes. However, if you receive a very high number of transactions (50+ per day), your personal PhonePe account's linked bank may flag the activity. For safety, use a business account if you're a growing streamer. Read our guide on avoiding bank freezes.