Stream Alert vs StreamTipz: Complete Comparison (2026)

1. Overview: Two UPI Alert Tools

Stream Alert and StreamTipz both set out to solve the same problem: Indian streamers need a way to show on-screen alerts when viewers send donations via UPI apps like GPay, PhonePe, and Paytm. International tools like Streamlabs and StreamElements don't support UPI, leaving a massive gap that Indian-made tools aim to fill.

Both tools are Android apps that monitor UPI payment notifications and trigger alerts on your stream via a browser source URL in OBS or similar streaming software. But while the core concept is the same, the execution, feature depth, and approach to critical issues like bank security differ significantly.

Stream Alert at a Glance

Stream Alert (streamalert.in) is a comprehensive UPI donation alert system supporting personal and Business UPI accounts across all major Indian payment apps. It includes Hindi TTS, tiered alert customization, and works with OBS, Streamlabs, and StreamElements. Priced at ₹249/month with all features included.

StreamTipz at a Glance

StreamTipz is another UPI donation alert tool focused on personal UPI accounts. It offers basic alert customization and OBS integration. It has a free tier with limited features and paid plans for additional functionality.

2. Feature Comparison Table

3. UPI App Support

The range of UPI apps each tool supports determines how many of your viewers can send donations and have them detected properly.

Stream Alert: Broad UPI Coverage

Stream Alert uses a notification-based detection system that works with virtually any UPI app installed on your Android phone. The confirmed supported apps include:

• Google Pay (GPay) — personal and Business
• PhonePe — personal
• Paytm — personal and Business
• BHIM UPI
• Amazon Pay
• Any other UPI app that sends payment notifications

StreamTipz: Limited UPI Coverage

StreamTipz supports the three main UPI apps — GPay, PhonePe, and Paytm in personal mode. It does not support Business accounts and has limited compatibility with less common UPI apps.

Why this matters: While GPay, PhonePe, and Paytm cover 90%+ of UPI transactions in India, the remaining 10% matters too. Some viewers prefer BHIM or bank-specific UPI apps. Stream Alert's notification-based approach means it automatically works with these apps without needing specific integrations.

4. Business Accounts & Bank Freeze Protection

This is the feature that separates Stream Alert from every other UPI alert tool in India, not just StreamTipz. Understanding why this matters requires understanding a very real risk that growing Indian streamers face.

The Bank Freeze Problem

When an Indian streamer's personal bank account starts receiving dozens or hundreds of small UPI transactions from different people, the bank's automated fraud detection system can flag the account. In some cases, the cyber cell gets involved and freezes the account entirely.

This isn't hypothetical — it has happened to multiple Indian streamers. Getting an account unfrozen can take weeks or even months, during which you have no access to your money. For streamers who depend on donation income, this can be devastating.

The Business Account Solution

Business UPI accounts (Google Pay Business, Paytm Business) are categorized as merchant accounts. Banks expect merchant accounts to receive many small payments from different people — that's literally what they're designed for. Using a Business account for receiving stream donations dramatically reduces the risk of account freezes.

Stream Alert is the only UPI alert tool that supports Business accounts. If you're currently receiving more than ₹10,000/month in donations or plan to grow to that level, Business account support should be a deciding factor. For a deeper dive, read our guide on how to avoid bank freezes when receiving stream donations.

5. Alert Customization

Professional-looking alerts make a big difference in viewer perception and donation motivation. Here's how the customization options compare:

Stream Alert Customization

• Alert images: Upload custom PNG, JPG, or GIF images for your alert overlay
• Alert sounds: Upload custom MP3/WAV alert sounds or choose from built-in options
• Text styling: Full control over font family, size, color, weight, and shadow for donor name and amount
• Tiered alerts: Set different images, sounds, and animations for different donation amounts (e.g., one design for ₹10-₹99, another for ₹100-₹499, a special one for ₹500+)
• Alert duration: Control how long each alert stays on screen
• Alert position: Position the alert anywhere on screen via OBS
• Queue management: Smart queuing prevents overlapping alerts during donation spikes

StreamTipz Customization

• Alert images: Custom images available on paid plans
• Alert sounds: Custom sounds available on paid plans
• Text styling: Basic color and size options
• Tiered alerts: Basic support
• Alert duration: Configurable
• Alert position: Via OBS positioning
• Queue management: Basic queuing

Stream Alert offers more customization options out of the box at its single price point, while StreamTipz gates some customization behind higher-tier paid plans.

6. Text-to-Speech Features

TTS turns donations into an interactive experience. When a viewer's donation message gets read aloud on stream, it creates excitement and motivates others to donate. This is especially powerful in the Indian streaming community where chat interaction is highly valued.

Hindi TTS is a major differentiator. Most Indian streamers communicate in Hindi or a mix of Hindi and English (Hinglish). Stream Alert handles both seamlessly, reading Hindi text written in either English characters or Devanagari script. StreamTipz's English-only TTS means Hindi messages often get mispronounced or sound unnatural.

7. Streaming Tools Integration

Both tools integrate with streaming software through browser sources, but the breadth of integration differs:

Stream Alert has been tested and documented across more streaming platforms and software. The integration guides on streamalert.in cover setup for YouTube, Twitch, Instagram Live, Facebook Gaming, and multiple streaming software options.

8. Pricing Comparison

Value comparison: Stream Alert's single ₹249/month plan includes everything: Business accounts, Hindi TTS, all UPI apps, custom alerts, and full customization. To get a comparable feature set from StreamTipz (minus Business accounts and Hindi TTS, which aren't available at any price), you'd need their ₹399/month plan — which is ₹150 more per month than Stream Alert.

9. Who Uses What: Community Preferences

The Indian streaming community has been growing rapidly, and tool preferences have been shifting. Here's what we see in 2026:

• Growing streamers (100-1K concurrent viewers) tend to prefer Stream Alert because they need Business account protection as their donation volume increases.
• Beginner streamers (under 50 concurrent viewers) often start with whichever free tier they find first, then upgrade to Stream Alert when they start getting regular donations.
• Professional streamers (1K+ concurrent viewers) almost universally use Business UPI accounts with Stream Alert because the bank freeze risk at high donation volumes is too real to ignore.

10. Verdict & Recommendation

Choose StreamTipz if: You only need basic alerts with no Business account support, no Hindi TTS, and you want the absolute cheapest option (the free or ₹149 plan).

Choose Stream Alert if: You want the most reliable and feature-rich UPI alert tool available. You need Business account protection. You want Hindi TTS to boost engagement. You want everything in one simple plan.

11. Frequently Asked Questions

Q: Can I switch from StreamTipz to Stream Alert mid-stream?

Not recommended mid-stream, but switching between streams is easy. Just replace the StreamTipz browser source URL in OBS with your Stream Alert URL. Takes less than a minute between streams.

Q: Will I lose my donation history if I switch?

Each tool maintains its own donation history. Donations received through StreamTipz will still be in StreamTipz's history, and new donations will appear in Stream Alert's history going forward. Your actual UPI transactions are in your bank statement regardless of which tool you use.

Q: Does Stream Alert work on iOS?

Both Stream Alert and StreamTipz are Android-only apps. iOS restricts third-party access to notifications, which makes it technically impossible to build a notification-based UPI alert detector on iPhone. Android is the platform of choice for 95%+ of Indian streamers.

Q: Can I use Stream Alert and StreamTipz together?

You technically can, but it would result in duplicate alerts on your stream. Both tools monitor the same UPI notifications, so every donation would trigger two alerts. Pick one tool and use it exclusively.

Q: How do I set up a Business UPI account?

Check out our detailed guide on setting up a UPI Business account for streamers. It covers Google Pay Business and Paytm Business setup step by step.